Last Updated: March 18, 2025

The following Terms of Service ("Terms") govern your access to and use of the website www.assetafc.com (the "Site"), owned and operated by Asset AFC ("we", "us", or "our"). By accessing or using the Site, purchasing digital products, or engaging with any content, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, you should refrain from using the Site.

Changes to These Terms

We may update, modify, or replace these Terms at any time without prior notice. Revised Terms will be posted on this page with the updated "Last Updated" date. It is your responsibility to review these Terms periodically to remain informed of any changes. Continued use of the Site after any modifications constitutes your acceptance of the updated Terms.

Use of the Site

The Site is provided for the general purpose of offering digital products for sale. Access is granted solely for lawful purposes. You agree not to use the Site for any unlawful or prohibited activities, including but not limited to:

• Attempting to gain unauthorized access to the Site or its systems
• Copying, reproducing, or distributing any content or materials without permission
• Using the Site to violate any applicable laws or regulations
• Attempting to interfere with the Site’s functionality or security

Eligibility

The Site is intended for users who are at least the age of majority in their jurisdiction. By using the Site, you confirm that you meet any minimum age requirements and have the legal capacity to enter into a binding agreement.

Product Information and Availability

Digital products are made available for purchase and download through the Site. Product descriptions are provided for informational purposes only. We do not guarantee that descriptions, images, or other content are entirely accurate, complete, or error-free. Availability of products is subject to change without notice.

We reserve the right to modify, discontinue, or remove any product or service at our sole discretion without liability.

Purchases and Payment

All transactions are processed securely by Payhip and their integrated payment processors, such as Stripe and PayPal. You agree to provide accurate billing information and authorize charges for all purchases made through the Site.

Prices are subject to change at any time without notice. All sales of digital products are final.

Returns and Exchanges

Due to the nature of digital products, we do not offer cancellations, returns, refunds or exchanges once a purchase is completed.

License to Digital Products

When you purchase a digital product, you are granted a non-exclusive, non-transferable license to download and use the product for personal use only. Commercial redistribution, resale, reproduction, or public sharing of the products is strictly prohibited unless explicitly stated otherwise.

Ownership of the intellectual property remains with Asset AFC or the respective content creators.

User Content and Communications

Any content you submit to us, including but not limited to messages, feedback, or other communications, becomes our property. We are not obligated to respond to inquiries or communications. Any submissions may be used for record-keeping or ignored at our discretion.

Third-Party Services

Our Site is powered by Payhip and may contain links or access to third-party services, platforms, or websites. We do not control these third parties and are not responsible for their content, privacy policies, or operations. Your use of third-party services is entirely at your own risk.

Disclaimer of Warranties

The Site and all products are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or completely secure.

We make no guarantees regarding the accuracy, reliability, or completeness of any content or information provided on the Site.

Limitation of Liability

To the maximum extent permitted by law, Asset AFC shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Site, digital products, or services.

This includes, but is not limited to, damages for lost profits, data loss, or business interruption, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Asset AFC, its owners, employees, and affiliates from and against any claims, damages, losses, or expenses arising out of your use of the Site or violation of these Terms.

Termination

We reserve the right to terminate or suspend your access to the Site at any time, without notice, for any reason, including violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in our operating jurisdiction, without regard to conflict of law principles.

Contact Information

For questions or concerns regarding these Terms of Service, you may contact us through the Contact Us page on the Site.